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Inflation Calculator

Free inflation calculator using US CPI data from 1913 to today. See what money from any year is worth now, with total inflation and the average yearly rate.

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Inflation Calculator

See what money was worth in any year since 1913

$100
ORIGINAL AMOUNT
$100
ADDED BY INFLATION
$86.96
Original 53%Inflation 47%
VALUE IN 2025
$186.96
TOTAL INFLATION
87%
AVERAGE YEARLY RATE
2.53%
PRICE MULTIPLIER
1.87×
CPI in 2000
172.2
CPI in 2025
321.943
Years Apart
25
Buying Power Lost
46.5%
Inflation Insight: $100.00 in 2000 has the same buying power as $186.96 in 2025. Prices rose 87% in total, about 2.53% a year.
Inflation Calculator — Free US Dollar Buying Power and CPI Inflation Calculator on HighCalc

Inflation Calculator: What Is Your Money Worth Today?

Our free inflation calculator shows how the buying power of the US dollar has changed since 1913. Pick a start year and an end year, enter an amount, and see what that money would be worth in the other year, along with the total inflation and the average yearly rate. A year-by-year table lists every price index and annual change in between. A second tab projects future prices from an inflation rate you choose.

Quick answer: $100 in 2000 has the buying power of about $186.96 in 2025. Prices rose 87.0% in total, an average of 2.53% a year. Or put another way, $100 today buys what about $53.49 bought in 2000.

What Is Inflation?

Inflation is the general rise in prices over time. When prices rise, each dollar buys less than it did before, so the same amount of money has less purchasing power. Economists usually measure inflation with a price index that tracks the cost of a typical basket of goods and services, such as food, housing, transport and healthcare. The most widely used index in the United States is the Consumer Price Index.

How the Calculation Works

The calculator compares the Consumer Price Index in the two years you choose. The index is a number, with the average of 1982 to 1984 set at 100. Dividing the end-year index by the start-year index tells you how much prices changed, and multiplying your amount by that ratio gives the equivalent value.

Equivalent valueValue in end year = Amount × (CPI in end year ÷ CPI in start year)
Total inflationTotal inflation % = (CPI end ÷ CPI start − 1) × 100
Average yearly rateAverage rate % = ((CPI end ÷ CPI start)1 ÷ years − 1) × 100

The table shows what $100 from several years is worth in 2025 dollars.

Year$100 is worth in 2025Total inflationAverage yearly rate
1980$390.71290.7%3.07%
1990$246.32146.3%2.61%
2000$186.9687.0%2.53%
2010$147.6447.6%2.63%
2020$124.3924.4%4.46%

Where the Data Comes From

The figures are annual averages of the Consumer Price Index for All Urban Consumers (CPI-U), published by the US Bureau of Labor Statistics. The data runs from 1913, when the index began, to 2025. You can also choose the latest month as the end point, which uses the most recent monthly index, so you can see what past money is worth in today's prices. Because early index values are published to one decimal place, results for the oldest years may differ slightly from tools that use unrounded numbers.

A Century of Prices

Over the whole period, prices rose about 32.5 times between 1913 and 2025, an average of about 3.16% a year. The path was uneven. Prices fell by more than 10% in both 1921 and 1932, inflation reached 13.5% in 1980, and it climbed to about 8% in 2022. Small differences in the yearly rate add up over decades, which is why long-term savings and incomes are so sensitive to inflation.

Planning for Future Prices

On the Future Prices tab you enter a yearly inflation rate and a number of years. At 3% a year, something that costs $100,000 today would cost about $180,611 in 20 years, while $100,000 held in cash would only buy what $55,368 buys now. This is why savings need to earn more than inflation to keep their value. To see how growth can outpace rising prices, try the compound interest calculator, the savings calculator or the investment calculator. For retirement planning, the retirement calculator and the 401k calculator both include an inflation adjustment, and the salary calculator can help you judge whether a raise keeps up.

Who Uses an Inflation Calculator?

People comparing old and new prices, writers and students researching history, savers and retirees planning for rising costs, employees checking whether a pay rise beats inflation, and businesses reviewing contracts and rents. Results are estimates based on the average consumer basket, and your own costs may rise faster or slower.

How to Use This Inflation Calculator

1

Choose a tab

Use Past Value to compare two years, or Future Prices to project costs forward.

2

Pick a start year and an end year

Choose any year from 1913 to 2025, or the latest month as the end point.

3

Enter an amount

Type the amount of money you want to convert.

4

Click "Calculate Inflation"

See the equivalent value, total inflation, average yearly rate and a chart.

5

Open the year-by-year table

See each year's price index and annual inflation between your two years.

Features

Instant Results
Results update as soon as you change a year
Official CPI Data
Uses US Consumer Price Index figures from 1913 onward
Past and Future
Convert past money or project future prices
Inflation Pie Chart
See how much of the new value is added by inflation
Works Everywhere
Fully responsive on phone, tablet, and desktop
Private & Secure
All calculations run in your browser — nothing is stored
Frequently Asked Questions
Common questions about the Inflation Calculator.
How do you calculate inflation between two years?
Divide the price index of the end year by the index of the start year, then multiply by the amount. The index is the Consumer Price Index, which averaged 172.2 in 2000 and 321.943 in 2025. So $100 in 2000 buys what $186.96 buys in 2025, a total inflation of 87.0% and an average of 2.53% a year.
Which price index does this calculator use?
It uses the Consumer Price Index for All Urban Consumers (CPI-U), published by the US Bureau of Labor Statistics, as annual averages from 1913 to 2025. The latest-month option uses the August 2026 index of 334.98. Index values before 2007 are published to one decimal place, so results for early years can differ slightly from other tools that use unrounded figures.
What has the average inflation rate been since 1913?
Prices rose about 32.5 times between 1913 and 2025, so $1 in 1913 matches about $32.52 in 2025. That works out to an average of about 3.16% a year. Inflation has varied a lot, from falling prices in some years to double-digit increases in the late 1970s and about 8% in 2022.
Can prices go down?
Yes. A fall in the general price level is called deflation. Prices dropped by more than 10% in both 1921 and 1932, and by about 0.4% in 2009. The calculator handles this: if you pick an end year earlier than the start year, or a year when prices were lower, it shows the smaller equivalent amount.
Why is my own inflation different from the official rate?
The Consumer Price Index measures an average basket of goods and services for urban households. Your own spending may lean toward items that rose faster or slower, such as rent, fuel, healthcare or tuition, and prices differ by city. Use the result as a guide to the general price level, not a measure of your personal costs.
How do I use the Future Prices tab?
Enter an amount, a number of years and the yearly inflation rate you expect. At 3% a year for 20 years, something that costs $100,000 today would cost about $180,611, and $100,000 saved today would only buy what $55,368 buys now. It is a projection based on the rate you choose, not a forecast.